Traversing Various Websites

Well, for all of you who has started to follow me, I want to tell you of the hiccups I have run into this evening. I was looking over my Pay Pal account. As many of you who use Pal Pal for whatever shopping site you may buy from you may have noticed the new and improved aspect of Pay Pal. They actually took something that was very simple to use and changed their format which was suppose to make THINGS SIMPLER. In all honesty, they made their format a tad bit complex for the average person to use.

Their “new” look is somewhat simplistic to look at, but to maneuver around can become confusing to many people no mater what their intelligence level is.

Since I myself tend to “MAKE WORK SMARTER NOT HARDER” or some of you may refer to it as KISS=keep it simple stupid====they have now made it to where your everyday person has to jump thru more hoops when trying to communicate via their messenger system or even over the telephone.

Pay Pal is structured as a “pay by account” for many and also as a “pay forward account” for those who wants to break that payment down into 4 payments or by extending that payment out for 6 months. They also have it as a Credit Card Account.I myself have all 3 and their New Improvements have taken 2 aspects and rolled it into one.

It was that way, but their new improved changes did not incorporate a way to go into those pay it forward payments to where you can simply be on your account and click on them to make payment or pay it off early for older transactions that you had done prior to this NEW IMPROVED change they recently implemented.

In order for me to do certain things on PayPal/Synchrony Bank, I received an automated email advising me my monthly payment had been changed back to the “STANDARD” payment which causes you to incur additional finance fees. So I called the number on the bottom of the email and the telephone prompts have also been changed to take the Simplistic aspect away as well. The prompts you have to push just makes you run around their automated system which as every knows is all so aggravating and frustrating for anyone no matter what their individual intelligence level is.

Yes, many of you are laughing and thinking to yourselves, Peggy is an idiot ! Well, Peggy is not an idiot but a realistic and a simple person who does not like to work hard, but work smart. The people who does these sort of changes for the Corporate and Investors, like to make everyday people who no longer work or someone who does not understand the inner workings of Finance to basically want to throw their telephone out the back door. YES, I can be one of those types of people if I wanted to! But I have good common sense to realize how they work. Afterall,I worked in pretty much all forms of Finance as well as various sorts of Collections/Billing over my entire adult life from age 21 up till 2006 when my brain could no longer handle all the stressors that my mind encountered from the age 14.

One thing from my mom, she always said that her doctor told her to do, when she finds her mind becoming blocked up or over- stressed for whatever reason, she needed to think as if her “Tea Cup” had reached the top and she needed to partially empty it out. Make perfect since for someone who has a great deal of Common Sense ! My mother Julia Elizabeth will be turning 92 on 25 June 2021. By doing her Genealogy she is the only person within her lineage that has lived this long in the past 200 plus years.A Little bit of Genealogy I inputted !

I was on the telephone not only with PayPal but also with Synchrony Bank that handles the Credit card aspect.Needless to say the PayPal customer service rep., did not want to put on her calendar to do a follow up on the 14th to assist in the disputes and changes that had taken place to make sure these aspects would show resolved on the 14th. Instead she opted to hang up on me. I wasn’t raising my voice or even sounding in my Finance tone, demanding. YET she hung up on me. Go ahead an laugh, I would be if it were you writing this !

Same instance or similar instance with PNC bank this afternoon over 3 charges that showed up while I was online checking our bank account. They too do not allow their Customer service reps. to have the capabilities to enter the changes that needs to be completed with the customer on the telephone.After explaining to the Customer service rep that these 3 charges are ones that were CANCELED with the companies 3-5 months ago, I wanted to prevent said charges from coming out after midnight tonight. PNC bank when they bought out Liberty National Bank and or Citizens Fidelity Bank here in Louisville Ky back in 1992 recently changed their regulations for all Grandfathered account holders such as I am, to now disregard our grandfathered accounts and specialties associated with our accounts.

Yes, you read that correctly. IF you know banking and the Finance industry as I do then you will have no problem understanding what I am typing here.

Common Sense that has been thrown by the wayside not just Corporations and their Investors but also individual mangers or sub owners of various paid entities that are part of Franchises.

IF you look back over the past decade-10-15 year time span and have followed like I have all the various changes that have taken place for basically all Corporations you will see how they have been babied in the past Presidential administrations.

For us normal people who make or our spouse’s/significant other’s live paycheck to paycheck, you will remember that 27% when it comes to TAXES. Yes, we fell into that category and when it comes time to file taxes each year for that year, we no longer could take credit for charities we contribute to all the way across the board to Union dues and prescriptions and doctor’s visits we pay a co-pay for out of pocket.

Now that we are under a NEW ADMINISTRATION, this aspect has not been changed back for us as of yet. Also during the last administration the Postal Service had to raise the cost of the postage stamp from 35 cents to now I am told is near or at 55 cents to mail a letter in the mail. This is not due to standard Cost of living, this is due to both Bush Administrations taking monies out of the Retirement coffers that the post office workers paid into and not paying it back into it along with the interest that was lost as well. If you look back to the Regan administration, monies was taken 2 times from Social Security and never paid back along with the interest it would have incurred had been left in place.remeber that nice $600.00 check you received during the last Bush Administration? This is why over the past 20 years Social Security according to all the idiots in Washington DC in both houses of the Senate are claiming Social Security will run out by 2037. As a laymen and not in Politics, doesn’t it sound awfully bad for us? We the People? Look at it, all the millions not just in the initial overage they took out but also the interest that was at 13-15 percent down to current day interest by the LIBOR banking rates that are used.If you do not know what LIBOR is, look it up on the computer and what it stands for and how it operates. IT would take me to long to find a more simplistic way to explain it. Not that it is complicated, atleast not for me, but for those of you who does not know what this is and what it does.

I say that due to the only way someone can learn is to look it up. I grew up being told to look up something in the Encyclopedia and for words the dictionary and the Thesaurus. Yes, I am that old a great nearly 63 years old.

With our current day technology we have all the information at the tips of our finger tips or in the palms of our hands. Why not make use of it and teach yourself all those things you wondered about and was never taught in school for when we attended school. After all our technology was a colored television set and a calculator……..For some of you that are a tad bit older then I am, you may not have had a television and only had a radio to learn by. My family did not have a television set until I myself was 5 years old when we had our first black and white television. At that time we had 3 channels here in Louisviile,Kentucky and then several years later we obtain our 4th and 5th channels one of those was the PBS channel. Many of you that I have grown to know over the past 21 years on the internet and who are extended family of 3rd + cousins whom I have never met in person except for one 3rd cousin Lehman who himself is in his late 80’s to early 90’s.

Well, I have typed enough and my hands are telling me to get off the computer and my Hip is also telling me to go sit in my comfy chair

Why I have been away

I am so sorry to those of you who have started to follow my new page about my Taylors Montgomery’s and All the Branches. I had hip replacement surgery on 31 March 2021. Although the surgery went very well, I am just beginning to sit at my desk top computer to do anything.

I have found out via emails and DNA that my 4 times great grandpa Jesse(ie) Irvin/Irwin Taylor Sr. born about 1792 in old Wyeth County now Grayson County Virginia parents are not the William Taylor and Sarah Garrett/Garnett Foster that I first came upon as their parents from Bryan Taylor’s research that ended in 1995. Several years ago, while going back over my documentation on my Ancestry tree I had noticed that I had no documented proof of his parentage. Well all the research I had done going way way back prior to them coming to America was all wrong for my 4times great grandpa. Imagine the horrible feeling I had as many people had copied my research that I had worked tirelessly on. A couple of people who had written books and included my research as I was basically in the beginning back in 2000 on Ancestry was the only one researching this particular lineage. This was a devasting thing for me to happen as I took great pride in obtaining that documentation, all the back and forth on the Ancestry message boards, standard emails and waiting for records to be uploaded to back in the day.

So new beginnings all over again for his parents and I have been told by several researchers that many of the older records from that early time period were destroyed by fire. Which i would assume they would be due to the war of 1812, the Civil war all in the area.

But I am on the hunt again as well as still looking for my maternal grandmother’s biological father as well. It only took about 15 years or so to track down and confirm my father’s own Biological father and locating family members who had pictures of not just him James Franklin “Frank” Dalton but of his parents David Marion “Mack” Dalton and Minnie Sanders along with many of their children. I was so happy when I found that information and was able to show my own father Cecil (nmn) Dalton just 3 years prior to his death in July 2013. My father’s mother’s name was Elsie Carie Taylor born 1898 in White Shoals Virginia, but the midwife recorded her as being born in Kentucky. I was lucky that she had told me that about the record being recorded for the wrong state !

I will be pulling from my tree information and pictures to post over the next several weeks to share unless I end up needing shoulder surgery again ! Until I post again, I wish each and everyone of you a Happy Kentucky Derby !

Tribulations on Writing

As the title states, I am have tribulations on what next to post about my large lineage. I want to make my writings here to sound just like me. A simple person, with simple sounding language as a Kentuckian sounds like. With having a natural comprehension problem in some areas of understanding written directions on developing my site to look like those who I follow. They themselves have wonderful looking sites with categories, drop down menu’s. At present tonight I have spent 1 and a half hours going back over all the settings, seeing where I did not add certain things and making a few changes. I am not by any means unintelligent, I am like many people who has to be shown how to do certain things. I have been writing for well over 15 years on my own on my computer prior to me seeking counseling for memories that unlocked their selves from the locked doors in my brain in 2006.

I had a 500 page book on my old Windows 98 computer and lost all of it except 100 pages. Yes, it was traumatic to me, so I hurriedly printed off what was left and it still lays there in a small box with a plastic cover to this date until I can re-type all of it again then get it published.

With starting this blog about my ever so large family tree, while still researching them plus checking Ancestry DNA and Gedmatch and even the Genetic aspect of my own DNA, well let’s just say I have my fingertips in many bowls so to speak.

Many of you know me via Facebook and previously on MYSPACE and earlier then that from the Ancestry message boards. Yes, we go back many years and you each know who you are ! If it were not for you then I would not had learned who all my father’s Taylor lines had married into or with.

Just thinking about the woman in the 1800’s having possibly 13 children, then each of those children having the same or close to the same number, in this day and age is mind-boggling.

Having to raise all those children on what little means they had or in some cases didn’t have, tells me that our Ancestors, the women had very strong backbones to say the least. And no, I will not leave out the men they themselves had the ethics, responsibilities and yes back bone to make sure their families were taken care of.

I myself can not imagine myself in their era and to tell you the truth I would not want too either. Reading was not a passion of mine until I began to find out about the olden days, and researching is something I always did when I worked, no matter what sort of job I held in Finance.

I suppose I am blessed to have the imagination and the automatic aspect of doing research in order to keep up my thirst when it comes to our Ancestors…. Till the next post……

25 years in the making

For 25 years I have been researching my families genealogy. My main reason for doing this was not just to learn about my own heritage, but to locate my father’s biological father. As being a Subscriber to I was able to in 2010 just 3 years prior to my father who died in July 2013, finally show him a picture of his biological father that he never met or knew anything about.

My father’s name was Cecil Dalton his mother was Elsie Carie Taylor. My father was a child out of wedlock. He was born on November 13, 1922 in Page or some spell it Paige, Bell County Kentucky. He was not born in a hospital as many were born with the assistance of a midwife. This particular midwife when she recorded his birth listed him as a female instead of a male. While his mother was still alive I asked her several times why she never gave my daddy a middle name, she would laugh and said she really didn’t know. She had a middle name as did her mother and sister as well as all of her brothers, but she chose not to give him one.

When asking my Grandma about my Grandpa Dalton, she would never ever talk about him other to say his name was Frank. She took all the information to her own death bed.

Me being somewhat of a very nosey individual even when I was a teenager, I continued my research and was able to connect with 20 genealogist who had all sort of family in the same areas of South Eastern Kentucky where my father was born. I was also given the name of a cousin who had also researched up until l995. I took his research, added it to my tree and then began locating all the documentation, deleting those who never was proven to be part of the family of Taylors who came from North Carolina to Kentucky in the 1800’s. The first Taylor I have is my 3rd great grandfather, named Jesse Irvin Taylor who was supposedly born in Wyeth County, now known as Grayson County Virginia. From other researchers, it was said that a William Taylor and a Sarah Garrett/Garnett Foster were Jesse’ s parents, so I followed that for nearly 20 years. Had all the information going back to to England for the Taylors and all those related to him, such as Zachary Taylor, yes the President.

The plot thickens, while I was going back to upload all this information onto My Family Tree Maker, I happened to notice I had not obtained a birth record for my Jesse Taylor born about 1792 in Wythe County Virginia. After a week, I became very upset of all the work I had obtained and disconnected William and Sarah as his parents. Doing this at that time on Ancestry deleted them from my tree, but kept all of who was to be believed his brothers and sisters.

Jesse had served in the War of 1812, yes to me at first glance it seemed he would have been too young, but then I had to research more about that time period. Those who served started at an early age of even 14 or 15 years of age.

As Ancestry’s database grew and records were more available I continued to research all the various options available at that time. I did find several Jesse Taylor’s who served in that very war of 1812. I even found one that had an alias last name Paige or Page. As like many I documented that down to come back on until more records were released.

By this time I had already accumulated 7- 5 subject notes books of information that I had handwritten down along with the resources from where they came from to prove where I had obtained the information.

Jesse apparently met his wife in North Carolina after the War of 1812 and married her, they began to have children beginning in 1820 with my 2nd great grandpa William Riley Taylor being the first. This was a Ha Ha moment for me as you could imagine.

At one point and time Jesse his wife and all the children decided to come to Kentucky as Jesse had received land grants for 200 acres here as well as acres in Missouri. He sold those in Missouri and stayed in what we now know as Harlan Harlan, County Kentucky in an area known as Brownies Creek. It’s original name was MT Pleasant , Harlan County Kentucky.

From works emailed to me from a Descendant of the Davidson Family, it stated that Jesse Taylor, his wife and children traveled together down through Virginia to the Cumberland area up to Harlan area.

Jesse always went by his first name and named one of his son’s Irvin Jr, so this would mean that Jesse’s actual name was Jesse Irvin Taylor Sr.

By this time many people had copied my tree as I was the only one who was researching on Ancestry This branch of Taylors who had settled in Harlan County Kentucky as we now know it. I originally had Jesse’s middle name as Riley, but after learning of Irvin being a Jr., I changed Jesse’s middle name to Irvin and placed him as a Sr on my own tree.

More to come……..Peggy Sue Druck nee Dalton.

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